This Payment Security Policy outlines how payments made via www.carmodnest.com are processed and how Carmodnest handles payment-related information in compliance with applicable Belgian and European regulations.
1. Payment Processing
Registered location: Belgium
The business information used on the Carmodnest website aligns with the information associated with its payment processing account.
The merchant name displayed on transaction statements (payment statement descriptor) is:
Carmodnest
This enables customers to easily identify the merchant associated with the payment transaction.
2. Payment Processing Service Provider
Carmodnest uses Stripe as its payment processing service provider.
Stripe processes payments on behalf of Carmodnest in accordance with applicable payment processing arrangements and its own terms and privacy policy.
Carmodnest does not consider Stripe a business partner or co-owner; the relationship between Stripe and Carmodnest is strictly that of a payment processing service provider.
As part of its payment services, Stripe may conduct payment verification, transaction monitoring, and risk-related assessments. Stripe also publishes information regarding the measures and services it employs to detect and prevent fraudulent payment activity and to verify specific transactions.
3. Payment Account Requirements
Customers are not required to create or log into a Stripe account to complete a payment via Carmodnest.
Customers may complete purchases using the payment methods offered at checkout.
Depending on the selected payment method and the requirements of the relevant payment service, the payment process may require the provision of information necessary for authorization and transaction processing.
4. Supported Payment Methods
Carmodnest accepts the payment methods offered at checkout, which may include:
Visa
Mastercard
American Express
Apple Pay
Google Pay
Digital wallet payment methods
The payment methods displayed to specific customers may depend on the customer’s location, device, browser, and other applicable payment processing conditions.
5. Payment Verification and Transaction Monitoring
Payment transactions may be verified and monitored through Stripe’s payment services.
These processes may involve evaluating transaction information and other relevant payment signals for the purposes of payment authentication, transaction verification, and the identification of potential unauthorized or fraudulent activity. Depending on the payment method and the specific circumstances of the transaction, the relevant payment service provider or card issuer may require additional identity verification. For certain card transactions involving Europe, additional customer authentication may be part of the payment process in accordance with applicable payment service requirements. Stripe provides information regarding support for “Strong Customer Authentication” (SCA) requirements under European payment frameworks.
6. Payment Information
Carmodnest uses payment-related information only to the extent reasonably necessary to process and manage transactions, provide customer service, comply with laws and regulations, and achieve related business purposes.
Payment information submitted during the checkout process may be transmitted to Stripe for processing.
Stripe’s Privacy Center indicates that the payment processing workflow may involve transaction data—such as customer identity details, billing or shipping information, and payment method details—depending on the transaction type and the payment method used.
Carmodnest will not request unnecessary payment information from customers during routine customer service communications.
Customers should not send full card numbers, card security codes, or other sensitive payment credentials via standard email.
7. Data Protection
Carmodnest processes customer information in accordance with applicable Belgian and European data protection requirements.
Personal data related to payments is processed based on the purpose of its collection and in compliance with applicable legal requirements regarding the processing and retention of personal data.
Stripe may process personal data related to payment processing and associated activities. Stripe states that, depending on the specific service and circumstances, it may act as a data controller and/or data processor, processing information for purposes such as payment processing, authentication, fraud prevention, and compliance.
For more information on how Carmodnest processes personal data, please refer to the Privacy Policy.
8. Cookie Consent
Carmodnest uses a cookie consent banner on its website.
Non-essential cookies are used only after the customer has indicated their consent by selecting the “Accept” option on the cookie consent banner (and where applicable law requires such consent).
Certain cookies or similar technologies may be necessary for payment functions, transaction processing, fraud prevention, or other essential website operations. The use of such technologies complies with applicable legal requirements and relevant cookie and privacy disclosure policies.
Stripe also publishes information regarding the cookies and similar technologies used in its payment services, including those related to payment functionality and fraud prevention.
9. Payment Information and Third-Party Processing
When a customer chooses to make a payment through Carmodnest, payment information may be processed by Stripe, acting as the payment processing service provider.
Stripe’s processing of payment information is subject to applicable Stripe documentation and privacy terms, in addition to Carmodnest’s own privacy obligations.
Stripe publishes information on how it processes personal data, including details regarding payment verification, fraud prevention, cookies, and payment services.
10. Payment Confirmation
Once a payment is successfully processed, the order will be recorded in accordance with Carmodnest’s standard order management procedures.
Customers should retain their order confirmation and transaction details for their records.
The merchant name (billing descriptor) associated with transactions involving Carmodnest is:
Carmodnest
If a customer does not recognize a transaction under this name, they may contact Carmodnest via the email address below to verify the relevant order details.
11. Payment-Related Inquiries
For questions regarding payment processing, payment confirmation, or unrecognized Carmodnest transactions, customers may contact:
Email: director@carmodnest.com
Website: www.carmodnest.com
Carmodnest aims to respond to payment-related inquiries within 24 to 48 business hours.
When making an inquiry, customers should provide their order number (if available) and sufficient information to identify the relevant transaction.
Customers should not include full payment card numbers or card security codes in emails. 12. Applicable Legal Framework
Carmodnest conducts its payment-related business operations in accordance with applicable Belgian and European laws and regulations concerning payment processing, consumer transactions, personal data protection, and e-commerce.
Nothing in this Payment Security Policy is intended to exclude or limit any mandatory rights or protections to which the customer is entitled under applicable Belgian or European law.